2014 - Short Term Loans: Making Them Work

3 Avoidable Money Habits That Are Destroying Your Credit

30 December 2014
Categories: , Articles

If you've ever tried to secure a bank loan, purchase a car or even find a job, you know how much weight your credit score carries. Those three little numbers can mean the difference between financial success, and simply getting by. You've taken every precaution to protect your credit score, but still cannot seem to keep your number from plummeting. Unbeknownst to you, the reason why your credit isn't ideal could be your everyday bad money habits. Read More

Considering A Payday Loan? Instances When It’s A Good Idea, And When It’s Not

23 December 2014
Categories: Finance & Money, Articles

Whether you've recently suffered a job loss or are simply finding it hard to keep up on bills, there never seems to be enough money floating around. However, just because your bank account is painfully empty doesn't mean you need to stop enjoying your life, or rebuilding your finances. If you're considering a payday advance to cover any type of expense, here are a few scenarios when it's a great idea, and others when you should consider an alternative: Read More

About Me

People warned me about taking out short-term loans, especially payday loans. What I found is that if I manage them responsibly, they come in very handy. On more than one occasion, these simple loans have helped me out of difficult situations. They took care of emergency car repairs, and provided the cash I needed to pay bills and avoid incurring late fees. I always repaid them on time, and the lender rewarded me by increasing the limit on how much I can borrow. If you are thinking of securing a payday loan, let me tell you what to look for in a lender. I'll also help you understand the commitment that you are assuming. With responsible use, I know you will find these loans as helpful for you as they've been for me.